Ingredients:
2 cups Dannon plain yogurt
1 cup shredded lettuce
1 cup shredded cheddar cheese
1 cup chunky salsa
1 cup slice olives
1, 16-oz can refried beans
Procedure:
1. Mix beans with 1/3 cup salsa. Spread half of the mixture in a flat-bottom serving dish.
2. Spread 1 cup Dannon yogurt over the bean mixture. Spread 1/2 cup olives, 1/2 cup salsa and 1/2 cup lettuce over the yogurt.
3. Repeat layering. Cover and chill until ready to eat.